Judge Faith – Black Mold/Horse Trailer Hostage (Season 1: Episode #96)

Judge Faith – Black Mold/Horse Trailer Hostage (Season 1: Episode #96)

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ANNOUNCER: TODAY ON “JUDGE FAITH,” BEING A PASTOR DOESN’T ALWAYS MEAN YOU HAVE TO TURN THE OTHER CHEEK.>>SHE STOPPED WORK, OK? SHE DIDN’T SAY, “YOU’RE TERMINATED.” SHE JUST STOPPED.>>HE LEFT MOLDED INSTALLATION BEHIND NEW MATERIAL.>>ALL 3 WALLS HAD BLACK MOLD. JUDGE: I MEAN, IT DOESN’T TAKE A ROCKET SCIENTIST TO FIGURE OUT WHAT’S HAPPENING HERE. ANNOUNCER: AND LATER… A HORSE TRAILER IS TAKEN HOSTAGE AND A FRIENDSHIP DESTROYED.>>I WASN’T GONNA INTERRUPT, BUT, NO, THAT’S NOT TRUE. SHE CALLED ME AND SAID, “I CANNOT GET INSURANCE ON THE TRAILER BECAUSE IT’S NOT IN MY NAME.”>>THAT’S-THAT’S NOT OK. THAT WAS NOT OK WITH ME. JUDGE: SHE’S NOT COVERED BECAUSE THE INSURANCE IS IN YOUR NAME. DO YOU UNDERSTAND? ANNOUNCER: FAITH JENKINS. HER DISTINGUISHED LEGAL CAREER BEGAN WHEN SHE GRADUATED FIRST IN HER LAW-SCHOOL CLASS. SHE QUICKLY BECAME A TOUGH NEW YORK CITY PROSECUTOR AND THEN A PREEMINENT LEGAL ANALYST ON CABLE NEWS, AND NOW SHE’S THE JUDGE IN HER OWN COURTROOM. HER CASES ARE REAL, AND HER RULINGS ARE FINAL. SHE IS JUDGE FAITH. PLAINTIFF VANESSA TAYLOR SAYS THE DEFENDANT FAILED TO FINISH THE JOB AFTER DROPPING THE BATHTUB DOWN A FLIGHT OF STAIRS. SHE IS SUING FOR A REFUND OF THE BATHROOM AND SHOWER REPAIR. DEFENDANT ANDRE WILLIS SAYS THAT THE PLAINTIFF STOPPED HIS JOB AND HIRED ANOTHER CONTRACTOR BECAUSE HE DIDN’T GIVE HER A PASTOR DISCOUNT. HE IS COUNTERSUING FOR THE VALUE OF HIS SHEETROCK TOOLS THAT WERE TAKEN BY THE PLAINTIFF. BARBARA: REMAIN SEATED AND COME TO ORDER. COURT IS NOW IN SESSION. THE HONORABLE JUDGE FAITH JENKINS PRESIDING. YOUR HONOR, WE HAVE TAYLOR VS. WILLIS. JUDGE: THANK YOU, BARBARA. VANESSA TAYLOR. TAYLOR: YES. JUDGE: YOU ARE SUING THE DEFENDANT ANDRE WILLIS FOR $480 YOU WANT TO BE REFUNDED FOR WORK THAT HE DID IN YOUR HOME, IN YOUR BATHROOM AND SHOWER? TAYLOR: YES. JUDGE: AND YOU ARE COUNTERSUING, SIR, FOR $250 FOR THE COST OF A SHEETROCK TOOL SET? WILLIS: YES, MA’AM. JUDGE: SO I UNDERSTAND YOU HIRED THE DEFENDANT TO DO SOME WORK IN YOUR HOME, AND THE TWO OF YOU HAD AN AGREED-UPON PRICE, AND AT SOME POINT THE DEFENDANT SAYS HE FOUND SOME BLACK MOLD IN YOUR BATHROOM, AND SO HE CAME TO YOU, AND YOU SIGNED A NEW CONTRACT WITH AN ADDITIONAL PRICE THAT IT WOULD COST FOR THOSE ADDITIONAL REPAIRS, AND THEN SOMEWHERE ALONG THE LINES, THERE WAS A BREAKDOWN IN COMMUNICATION, AND YOU TERMINATED HIS SERVICES? TAYLOR: YES. JUDGE: SO, MR. WILLIS, YOU WERE AT HOME DEPOT, YOU HAVE A CONVERSATION WITH HER, AND SHE TELLS YOU THERE’S AN ISSUE WITH HER BATHROOM. WILLIS: RIGHT. JUDGE: OK. SO THEN YOU GO TO HER HOME, AND YOU INSPECT THE BATHROOM, AND THE TWO OF YOU ENTER INTO A CONTRACT, RIGHT? TELL ME WHAT YOU DISCUSSED WITH HIM AND WHAT TYPE OF WORK HE WAS SUPPOSED TO DO FOR YOU IN YOUR BATHROOM. TAYLOR: WE GOT THERE. I TOLD HIM THAT I KNEW MOLD WOULD BE THERE, SO HE DID HIS ASSESSMENT, NO MEASUREMENTS OR ANYTHING, AND HE JUST SAID THAT HE CAN DO THE JOB. JUDGE: FOR HOW MUCH? TAYLOR: FOR $400. JUDGE: OK, DO YOU HAVE A CONTR– DO YOU HAVE A COPY OF THE INITIAL CONTRACT THAT THE TWO OF YOU SIGNED? SO THE TOTAL PRICE WAS $400, AND WHAT WAS YOUR UNDERSTANDING OF THE WORK YOU WERE SUPPOSED TO DO, SIR? WILLIS: SHE TOLD ME, YES, ABOUT THE FACT SHE THOUGHT WATER WAS GETTING BEHIND THERE, BUT NO IDEA THAT THERE MIGHT BE MOLD. MIGHT BE, MAY NOT BE–IT WASN’T, YOU KNOW, A BIG ISSUE. HOW LONG THE WATER WAS RUNNING? I DON’T KNOW. BUT WHEN WE GOT INTO IT, WE TORE THE TILE OFF THE WALL, AND ALL 3 WALLS HAD BLACK MOLD. THAT’S WHEN IT GOT TO BECOME, NOT A SMALL ISSUE, BUT A MUCH LARGER ISSUE. JUDGE: SO HE REMOVES THE SHOWER AREA, AND YOU SAY IT’S COVERED, ALL 3 WALLS, WITH BLACK MOLD. WILLIS: YES, MA’AM. JUDGE: DO YOU SHOW THAT TO HER? WILLIS: YES. HER DAUGHTER CAME, AND BEFORE I WENT ANY FURTHER WITH THE WORK, I HAD HER DAUGHTER COME, TAKE PICTURES OF THE BLACK MOLD, SEND IT TO HER TO HER JOB, AND SHE WANTED A 5-FINGER DISCOUNT OR THE PREACHER’S DISCOUNT OR WHATEVER KIND– ‘CAUSE IT WAS– JUDGE: WHAT? WAIT. WHAT IS– WHY DO YOU SAY SHE WANTED A PREACHER’S–ARE YOU A PREACHER? WILLIS: I’M A PASTOR, OK, SO– [OVERLAPPING CHATTER] SHE SHOWS UP AT MY CHURCH, BUT THEN, YOU KNOW, THE SAD EYES. YOU KNOW, I’M A SINGLE MOM WITH 5 KIDS, AND I NEED THIS WORK DONE, SO I GO–OF COURSE, I GO OVER AND TAKE A LOOK AT IT THE DAY BEFORE. SHE CAME OVER TO MY CHURCH SUNDAY. YOU KNOW, HALLELUJAH, ALL THAT KIND OF STUFF, BUT WE GOT TO THE HOUSE– JUDGE: THEN WHEN YOU FOUND THE BLACK MOLD, HE WENT TO YOU AND SAID IT’S GONNA COST MORE NOW BECAUSE OF THIS BLACK-MOLD ISSUE, AND IT’S MORE LABOR. WILLIS: MORE LABOR. MORE MATERIAL. JUDGE: HOW MUCH DID HE CHARGE YOU ONCE HE FOUND THE MOLD? TAYLOR: $600 MORE, WHICH I THOUGHT WAS 200. THAT’S WHY I SIGNED THE NEW CONTRACT. JUDGE: LET ME SEE THE NEW CONTRACT BECAUSE THE 2 OF YOU– SO THERE’S THIS FIRST CONTRACT FOR 400. WILLIS: …WHEN IT’S BLACK AND WHITE? YOU HAD TIME TO READ IT. JUDGE: OK. MR. WILLIS, MR. WILLIS… WILLIS: HOW YOU GONNA FAULT SOMETHING–YOU HAD 24 H– I EMAILED THAT CONTRACT TO HER. IT’S NOT LIKE I GAVE IT TO HER AND SAID, “SIGN IT REAL QUICK.” I SENT IT TO HER, AND SHE HAD TIME OVERNIGHT TO READ IT, DIGEST IT, AND GET AN UNDERSTANDING, “THIS IS $600 OVER AND ABOVE WHAT–” AND IT’S STILL $400 LESS THAN WHAT SHE SHOULD’VE GOT CHARGED. JUDGE: PASTOR WILLIS, I UNDERSTAND WHAT YOU’RE SAYING, I UNDERSTAND. I CAN DEFINITELY TELL YOU’RE A PASTOR, SIR. WILLIS: SHE SHOULD’VE CALLED ME. JUDGE: OK. ALL RIGHT. SO, MA’AM, WE HAVE THIS–WE HAVE THIS NEW CONTRACT YOU THOUGHT HAD BEEN COMPLETELY REPLACED BY THIS SECOND CONTRACT AND THAT $600 WAS THE TOTAL PRICE THAT YOU WILL BE PAYING. TAYLOR: RIGHT. JUDGE: SO HERE’S WHAT IT SAYS– IT SAYS HERE THAT YOU WILL PAY AN ADDITIONAL DEPOSIT OF $300– DID YOU PAY ANOTHER DEPOSIT? TAYLOR: 230? JUDGE: WHEN YOU SIGNED THIS CONTRACT, YOU PAID AN ADDITIONAL DEPOSIT OF $230. TAYLOR: YES. JUDGE: OK. AND THEN THE CONTRACT SAYS THAT 2 ADDITIONAL PAYMENTS WILL BE MADE. $150 ON THE FIFTH OF SEPTEMBER. ON THE FIFTH OF OCTOBER, ANOTHER $150. WERE YOU CONFUSED ABOUT THAT? TAYLOR: NO. JUDGE: OK. SO THE NEW BALANCE– $230 PLUS $300, WHICH IS A TOTAL OF $530. WILLIS: HELL-ER. JUDGE: IS IT JUST THAT YOU DIDN’T WANT TO PAY THE EXTRA MONEY BECAUSE THIS IS PRETTY CLEAR. ANNOUNCER: COMING UP ON “JUDGE FAITH,” ANDRE HAD TO GO TO THE HOSPITAL. TAYLOR: AND HE SAID HE SMASHED HIS THUMB BETWEEN THE TUB AND THE WALL. WILLIS: IT PUT ME IN THE HOSPITAL FOR 2 DAYS. DOES SHE CARE? NO. DOES SHE CALL TO CHECK ON ME? NO. ANNOUNCER: AND LATER, FRIENDS DON’T TREAT FRIENDS THAT WAY.>>I NEVER SENT A TOW TRUCK TO YOU, ANGELA.>>IT’S FUNNY HOW THE TOW TRUCK SHOWS UP, AND I HAD PROOF OF THIS WITH ONE OF MY NEIGHBORS. A TOW TRUCK SHOWS UP AFTER YOU THREATENED TO TAKE IT. ANNOUNCER: PLAINTIFF VANESSA TAYLOR SAYS HER CONTRACTOR FAILED TO FINISH THE JOB AND IS SUING FOR A REFUND OF THE BATHROOM AND SHOWER REPAIR. DEFENDANT ANDRE WILLIS SAYS THAT THE PLAINTIFF TOOK HIS SHEET- ROCK TOOLS. HE IS COUNTERSUING FOR THE VALUE OF HIS TOOL SET. JUDGE: HOW MANY DAYS WERE YOU WORKING IN THE HOME? WILLIS: ABOUT 5 DAYS. JUDGE: OK. WHAT HAPPENED? YOU SAY SOMEHOW YOU GOT INJURED. WILLIS: OK. WE GOT THE TUB OUT. THE TUB IS COMING DOWN A FLIGHT OF STAIRS, AND IT CRASHES ON MY HAND, AND IT PUT ME IN THE HOSPITAL FOR 2 DAYS. DOES SHE CARE? NO. DOES SHE CALL TO CHECK ON ME? NO. WELL, I FINALLY GOT MY HAND STRAIGHT WHERE I COULD GO BACK AND FINISH, SHE DECIDES NOT TO ANSWER THE PHONE. AND SHE WON’T LET US COME IN TO FINISH THE JOB. JUDGE: YOU HAVE A PHOTO OF YOUR HAND? WILLIS: YES, I HAVE A PHOTO OF IT. LOOK AT MY–LOOK AT THAT. IN TRYING TO GO BACK TO FINISH THE JOB, SHE HAS– TAYLOR: I DID TELL YOU–THE HOUSE WHEN THE CONTRACTOR WAS THERE, BUT YOU DIDN’T WANT TO DO THAT. [OVERLAPPING CHATTER] JUDGE: MISS TAYLOR, HOLD ON A SECOND. WILLIS: MATTER OF FACT, SHE HAS MY TOOLS TO THIS PRESENT MOMENT. JUDGE: OK, DO YOU HAVE HIS TOOLS? WHY DO YOU HAVE HIS TOOLS? TAYLOR: BECAUSE HE WOULDN’T COME GET THEM. KNOWING THE TYPE OF PERSON HE IS NOW, I TOLD HIM NO, BUT I’M NOT GONNA HOLD YOUR TOOLS HOSTAGE. YOU HAVE TO COME TALK TO ME. JUDGE: OK, SO YOU ARE HOLDING HIS TOOLS HOSTAGE, BASICALLY. [OVERLAPPING CHATTER] MA’AM, IF YOU WANT TO FIRE HIM– NO, LET ME FINISH. IF YOU WANT TO FIRE HIM AND HIRE SOMEONE ELSE TO DO THE WORK AND BRING HIM TO COURT, THAT’S YOUR RIGHT TO DO THAT, BUT WHAT YOU CAN’T DO IS KEEP HIS TOOLS TO TRY TO FORCE HIM TO DO ANYTHING. THAT IS HOLDING HIS TOOLS HOSTAGE. DO YOU UNDERSTAND? YOU HAVE NO RIGHT TO DO THAT. TAYLOR: OK. JUDGE: THE ISSUE IS, HE HAD A RIGHT TO COME IN AND FINISH THE WORK, AND YOU DIDN’T ALLOW HIM TO COME IN AND FINISH THE WORK. YOU HAVE THE BURDEN OF PROOF HERE. YOU HAVE TO COME INTO COURT AND PROVE TO ME THAT HE SHOULD REFUND YOU $480 FOR THE WORK THAT HE DID, THE LABOR THAT HE DID. BASED ON ALL THE TESTIMONY HERE TODAY, I THINK HE PERFORMED THAT WORK. I THINK HE DID IT, BUT YOU WANTED SOMEONE ELSE TO COME IN AND FINISH IT BECAUSE HE WAS INJURED, AND HE MISSED 4 DAYS. SO I’M NOT GOING TO ORDER HIM TO REFUND YOU $480 FOR THE WORK THAT HE DID. I THINK HE EARNED IT. I THINK HE DID THE WORK. IT WAS YOUR DECISION. YOU WANTED TO GET SOMEBODY ELSE TO COME IN AND FINISH THE WORK, AND I BELIEVE HIM WHEN HE SAYS THAT YOU TOLD HIM NOT TO COME BACK. YOU DON’T HAVE A RIGHT TO KEEP HIS TOOLS, THOUGH, IN ANY EVENT. IF HE FINISHED THE WORK OR NOT, IF YOU’RE GOING TO BRING HIM TO COURT TO SUE HIM, YOU WANT TO SEND HIM TEXT MESSAGES CURSING HIM OUT, WHATEVER, BUT YOU DON’T GET TO KEEP HIS TOOLS– TAYLOR: I DIDN’T CURSE HIM OUT. JUDGE: YOU DON’T GET TO KEEP HIS TOOLS AND HOLD HIM HOSTAGE. JUDGMENT IN THIS CASE FOR THE DEFENDANT–$250. ANNOUNCER: PLAINTIFF JOANN BISNETT SAYS HER FRIEND BOUGHT HER HORSE TRAILER, BUT THEN BROKE THEIR CONTRACT BY NOT PAYING. SHE IS SUING FOR THE REMAINING BALANCE OWED ON THE HORSE TRAILER, PLUS PAST INSURANCE COSTS. DEFENDANT ANGELA BRADLEY SAYS THAT BECAUSE SHE DOES NOT OWN THE TRAILER, SHE SHOULDN’T HAVE TO PAY FOR THE INSURANCE. SHE IS COUNTER- SUING FOR THE TITLE TO THE TRAILER AND LOST WAGES. JUDGE: OK, JOANN BISNETT, YOU ARE SUING THE DEFENDANT, ANGELA BRADLEY, FOR $1,038, THE AMOUNT YOU SAY SHE OWES ON A HORSE TRAILER AND FAILURE TO PAY SOME INSURANCE PAYMENTS? BISNETT: YES. JUDGE: AND, MISS BRADLEY, YOU ARE COUNTERSUING FOR $400 FOR LOST WAGES AND THE TITLE TO THE TRAILER. THE CONTRACT IN THIS CASE IS FROM 2011, ALMOST 3 YEARS AGO. DO YOU HAVE THE ORIGINAL COPY OF THAT? BISNETT: UM, I DO. JUDGE: OK, SO WHY DON’T YOU START, MISS BISNETT, AND TELL ME HOW THE TWO OF YOU MET AND CAME TO ENTER INTO THIS AGREEMENT. BISNETT: WELL, WE MET THROUGH A MUTUAL FRIEND, A FRIEND OF MINE THAT WAS ONE OF MY HORSEWOMEN FRIENDS. JUDGE: WHAT DO YOU MEAN BY HORSEWOMEN FRIENDS? BISNETT: OH, WE RIDE–IT’S GROUP OF WOMEN, AND WE RIDE HORSES. BRADLEY: YOUR HONOR, IT’S GIRLS’ NIGHT. IT’S A GIRLS’ NIGHT OUT THAT WE DO EVERY MONTH. UH, THE WOMEN–WE GET TOGETHER. I WAS NEW TO THE AREA, AND THAT’S HOW WE BECAME FRIENDS. JUDGE: YOU FOUND OUT THAT SHE WAS SELLING THE TRAILER, AND YOU APPROACHED HER ABOUT IT? BRADLEY: WHEN I FOUND OUT THAT SHE HAD THE HORSE TRAILER, I TOLD HER, I SAID, “THAT’S A DREAM OF MINE AS WELL, BUT I HAVE TO BE HONEST WITH YOU ABOUT WHAT I COULD DO AT THIS PARTICULAR TIME,” AND WE MADE ARRANGEMENTS ON THAT. WE BOTH AGREED ON THAT AS TO THE PAYMENTS–THE MINIMUM PAYMENTS AND WHAT I COULD DO AND OVER A TIME SPAN, AND WE BOTH AGREED– JUDGE: WHY WAS THIS YOUR DREAM TRAILER? BRADLEY: BECAUSE I HAVE A LITTLE STOCK TRAILER, AND I WANTED SOMETHING REALLY NICE TO GO TO THE SORTINGS AND STUFF AND MY HORSES IN– JUDGE: HOW MANY HORSES DID YOU HAVE? BRADLEY: AT THE TIME, I HAD 2. JUDGE: OK. BRADLEY: AND I HAD PLANNED TO GET MORE LATER ON, SO THAT WAS PERFECT. IT GAVE ME ROOM TO, YOU KNOW, EXPAND, AND IF I WANTED TO GET A STUD, IT HAD A PERFECT STUD BREAK IN THE MIDDLE OF IT. JUDGE: OK, SO YOU TOLD HER ABOUT THAT, AND YOU WANTED TO PURCHASE A TRAILER, AND THE TWO OF YOU CAME TO AN AGREEMENT, RIGHT? AND YOU PUT THAT AGREEMENT IN WRITING. WHAT WERE THE TERMS? BISNETT: OUR AGREEMENT WAS THAT SHE WOULD PUT THE STOCK TRAILER AS A DOWN PAYMENT AND THEN MAKE MONTHLY PAYMENTS EVERY MONTH, AND IT WAS DUE BY THE END OF THE MONTH OF A MINIMUM OF $200. JUDGE: WHAT WAS THE TOTAL PURCHASE PRICE OF THE TRAILER– BISNETT: 13,000. JUDGE: OK. SO SHE GAVE YOU THAT STOCK TRAILER–$3,000. THERE’S $10,000 LEFT, AND SHE’S GOING TO PAY $200 A MONTH UNTIL– BISNETT: A MINIMUM OF 200. JUDGE: OK. AND IT SAYS HERE, “THE BUYER AGREES TO CARRY FULL INSURANCE ON THE 2005 HORSE TRAILER UNTIL FULL AGREEMENT PRICE IS PAID.” DID THAT HAPPEN? BRADLEY: NO, IT DIDN’T, AND I’LL TELL YOU WHY. I WENT TO DMV AND ASKED THEM HOW CAN I FULFILL MY PART OF THIS AGREEMENT? AND THEY TOLD ME THAT SHE WOULD HAVE TO PUT ME ON AS REGISTERED OWNER, AND SHE WOULD BE LIENHOLDER, JUST LIKE WHEN A BANK–YOU PURCHASE A VEHICLE THROUGH A BANK FOR ME TO BE ABLE TO OBTAIN FULL COVERAGE ON IT. SHE DID NOT WANT TO DO THAT. JUDGE: WHY DIDN’T YOU WANT TO DO WHAT THE DMV INSTRUCTED HER TO DO ABOUT GETTING THE TRAILER REGISTERED IN HER NAME SO SHE COULD GET THAT INSURANCE? BISNETT: WELL, AT THAT TIME, WE’D ALREADY HAD A FEW THINGS GO SOUTH, AND I HAD NO TRUST IN HER. WE HAD AGREED A FEW DAYS AFTER THAT I WOULD CARRY THE INSURANCE, AND SHE WOULD REIMBURSE ME. AND THAT WAS– JUDGE: BUT YOU CAN’T CARRY INSURANCE IN HER NAME. BISNETT: WE DIDN’T KNOW THAT FOR, LIKE I SAID, THE FIRST YEAR AND A HALF. JUDGE: YOU’RE SUING FOR 3 YEAR” WORTH OF INSURANCE PAYMENTS SHE SAID SHE DIDN’T PAY YOU FOR. YOU’RE TELLING ME THAT THE INSURANCE WAS IN YOUR NAME DURING THIS ENTIRE TIME PERIOD, SO WHY IS SHE OBLIGATED TO PAY YOU FOR INSURANCE THAT’S IN YOUR NAME? BISNETT: BECAUSE SHE–IT’S INSURANCE THAT’S ON THE HORSE TRAILER, AND SHE AGREED TO PAY THE INSURANCE ON THE TRAILER. BRADLEY: YOUR HONOR, CAN I– JUDGE: NO. NO, YOU CAN’T. LET ME INTERJECT HERE. BECAUSE HERE’S WHAT HAPPENS. IF THE INSURANCE IS IN YOUR NAME, SHE CAN USE–SHE CAN DRIVE THE TRAILER, AND THE TOWING VEHICLE WILL PROVIDE LIABILITY INSURANCE FOR THE TRAILER, BUT SHE CANNOT GET FULL COMPREHENSIVE COVERAGE ON THAT TRAILER IF THE INSURANCE IS IN YOUR NAME. SO LIABILITY COVERAGE WILL COVER A THIRD PARTY IF THE TRAILER’S IN AN ACCIDENT, BUT THAT TRAILER ITSELF, ANY PHYSICAL DAMAGE TO THAT TRAILER, SHE’S NOT COVERED BECAUSE THE INSURANCE IS IN YOUR NAME. DO YOU UNDERSTAND? ANNOUNCER: COMING UP… BRADLEY: I DON’T WANT TO LOSE A FRIENDSHIP OVER THIS. IF WE CAN MAKE THIS AMICABLE… BISNETT: ALL I EVER WANTED WAS TO GET THIS TAKEN CARE OF. WE DIDN’T HAVE TO GO THROUGH ALL OF THIS. ANNOUNCER: PLAINTIFF JOANN BISNETT SAYS THAT HER FRIEND BROKE THE CONTRACT AND IS SUING FOR THE REMAINING BALANCE OWED ON THE HORSE TRAILER, PLUS THE PAST INSURANCE COSTS. DEFENDANT ANGELA BRADLEY SAYS THAT SHE NEVER USED THE HORSE TRAILER AND SHOULDN’T HAVE TO PAY INSURANCE. SHE IS COUNTERSUING FOR THE TITLE AND LOST WAGES. JUDGE: LET’S MOVE PAST THE INSURANCE. YOU’RE ALSO SUING FOR YOU SAY SHE STILL OWES YOU $700 ON THE TRAILER, AND YOU SAY THAT IT’S NOT 700. BRADLEY: IT’S 500. JUDGE: IT’S 500. ONE PROVISION IN–AT SOME POINT IN LOOKING AT ALL OF YOUR EVIDENCE, AT SOME POINT AFTER SHE’S MADE A SIGNIFICANT AMOUNT OF PAYMENTS, THERE’S A PROVISION IN THE CONTRACT THAT IF SHE FALLS BEHIND FOR 2 MONTHS THAT YOU CAN GO AND GET THE TRAILER BACK. BISNETT: YES, AND I CAN RECLAIM THE TRAILER. JUDGE: AND SO I THINK THIS IS WHERE THE BREAKDOWN REALLY HAPPENED BECAUSE AFTER SHE’D MADE A SIGNIFICANT AMOUNT OF PAYMENTS, I THINK UPWARDS OF $8,000, SHE MISSES A COUPLE OF MONTHS, AND YOU SAY YOU’RE COMING TO GET THE TRAILER BACK. TELL ME ABOUT THAT. LET ME ASK YOU SOMETHING. WHY WOULD YOU SIGN A CONTRACT THAT–BECAUSE I’M LOOKING AT THIS, AND A LOT OF PEOPLE ENTER INTO CONTRACTS, BUT THIS ONE IS PARTICULARLY ONE-SIDED. IT FAVORS THE SELLER IN THIS AGREEMENT. BECAUSE IN THIS CONTRACT, IT STATES AT ANY POINT, IF YOU MISS 2 PAYMENTS, SHE CAN COME AND RECLAIM THE TRAILER. IT DOESN’T MATTER IF YOU’VE PAID HALF OF IT, IT DOESN’T MATTER IF YOU’VE PAID $8,000, IF YOU MISS 2 PAYMENTS, YOU’RE AGREEING TO ALLOW HER TO COME AND RECLAIM THE TRAILER. WHOSE IDEA WAS IT TO PUT THAT TERM INTO THE CONTRACT? BRADLEY: HERS. JUDGE: OK. SO WHERE DID YOU GET THE IDEA TO PUT THAT TERM INTO THE CONTRACT? BISNETT: WELL… THAT’S USUALLY IF SOMEBODY DEFAULTS ON A CONTRACT–I MEAN, I’VE HAD CAR PAY–YOU KNOW, BOUGHT CARS BEFORE. BRADLEY: TO BE HONEST WITH YOU– JUDGE: WELL, BECAUSE I’M-I’M JUST CURIOUS BECAUSE YOU NEVER WANT TO ENTER INTO A CONTRACT WHERE THE SELLER STANDS TO BENEFIT FROM YOU DEFAULTING. BRADLEY: NO, I GET THAT– JUDGE: AND IF YOU MISS 2 PAYMENTS, EVEN THOUGH YOU’VE PAID $7,000, $8,000, YOU MISS 2 PAYMENTS–BECAUSE I SAW THIS IN THE COMMUNICATION BETWEEN YOU. SHE WAS GOING TO COME AND GET THE TRAILER BACK ALTHOUGH YOU HAD PAID MAJORITY OF THE MONEY TOWARDS THE TRAILER. BRADLEY: AND 2 THINGS, YOUR HONOR. WHEN I SIGNED THIS CONTRACT, LIKE I SAID, IT WAS A VERY–IT WASN’T–IT WASN’T LIKE DOING IT WITH A BANK. I WAS DOING IT WITH A FRIEND. I THOUGHT IT STATED THAT 2 MONTHS LATE, LIKE IN A REGULAR CAR. YOU KNOW, WHEN YOU PURCHASE A VEHICLE, IF YOU’RE 2 MONTHS LATE, THEY CAN COME AND GET IT. JUDGE: I JUST WANT TO GIVE YOU A LITTLE BIT OF ADVICE HERE BECAUSE LOOKING AT THIS CONTRACT, THE TERMS ARE SO SKEWED HERE. THERE’S AN ENTIRE INDUSTRY WHERE PEOPLE DESIGN CONTRACTS LIKE THIS WHERE THEY ARE DESIGNED TO FAIL. THERE ARE SOME CAR DEALERSHIPS IN THIS COUNTRY, THEY GO TO AREAS, LOWER-INCOME AREAS WHERE PEOPLE DON’T HAVE A LOT OF MONEY, AND THEY DESIGN THESE CONTRACTS WHERE YOU PAY THE NOTES, AND THEY TRY TO PUSH YOU INTO CARS THAT YOU REALLY CAN’T AFFORD. YOU PAY THE NOTES, AND AS SOON AS YOU DEFAULT FOR 2 MONTHS, THEY COME AND THEY TAKE THE CAR BACK, AND THEY SELL IT TO SOMEONE ELSE, AND THEY SELL THESE CARS OVER AND OVER AGAIN BECAUSE THAT PROVISION SAYS IF YOU MISS 2 CAR NOTES, THEY CAN COME AND GET THE CAR BACK. AND I SAW THIS PROVISION IN YOUR AGREEMENT, AND IT REALLY JUMPED OUT. YOU REALLY HAVE TO BE CAREFUL AND READ AND UNDERSTAND WHAT YOU’RE SIGNING. JUST BECAUSE IT IS– IT’S A CONTRACT, IT DOESN’T MEAN THAT IT’S COVERING ALL OF THE ISSUES. YOU HAVE TO LOOK OUT FOR YOURSELF IN THESE CONTRACTS AND UNDERSTAND WHAT YOU’RE SIGNING. ANNOUNCER: AND NOW JUDGE FAITH RULES. JUDGE: OK, SO LET’S GET THIS RESOLVED TODAY. WE’RE GONNA GET THIS RESOLVED TODAY. SHE SUBMITTED CHECKS THAT WERE DEPOSITED. SHE HAS PROOF OF CHECKS DEPOSITED INTO YOUR BANK ACCOUNT, AND I ADDED UP THE TOTALS. OUT OF THE TOTAL AMOUNT THAT SHE WAS SUPPOSED TO PAY YOU, $10,000, SHE HAS PAID YOU EVERYTHING EXCEPT $500, SO I’M GOING TO ORDER YOU TO REPAY HER THE REMAINDER $500. DO YOU HAVE THE TITLE TO SIGN OVER TO HER TODAY? MAY I SEE THE PAPERWORK FOR THE TITLE TO THE TRAILER? BISNETT: DID THEY GIVE IT BACK TO ME? HOLD ON HERE. YES. I–WOW. JUDGE: BOTH SIGNATURES DO NOT NEED TO BE ON THE DOCUMENT, RIGHT? OK, SO YOU CAN SIGN THIS OVER TO HER. I’D LIKE YOU TO DO THAT NOW. BRADLEY: THANK YOU, YOUR HONOR. BISNETT: WOW. JUDGE: AS FAR AS THE INSURANCE, I AM DENYING YOUR CLAIM, PLAINTIFF, FOR THE INSURANCE BECAUSE YOU–SHE DID NOT HAVE AN OWNERSHIP INTEREST TO SHOW THE INSURANCE COMPANY IN ORDER FOR HER TO GET INSURANCE ON THIS TRAILER. SHE REALLY COULDN’T USE IT, OR SHE WOULD JUST BE TAKING A CHANCE. IF IT WERE DAMAGED, SHE DIDN’T HAVE INSURANCE COVERAGE. SO, UM, IF YOU WANTED HER TO PAY THE INSURANCE, YOU SHOULD’VE SIGNED THE TITLE OVER TO HER AND KEPT YOURSELF AS A LIENHOLDER ON THE TITLE, BUT YOU DIDN’T DO THAT, SO I’M DENYING YOUR CLAIM FOR THE INSURANCE, BUT MY JUDGMENT IS FOR THE PLAINTIFF IN THE AMOUNT OF $500, AND AS FOR YOUR COUNTERCLAIM, I’M ORDERING THE PLAINTIFF TO TURN OVER THE TITLE TO THE TRAILER TO YOU RIGHT NOW. ARE YOU FINISHED? BISNETT: UM… ALL RIGHTY. THERE YOU GO. JUDGE: OK. HAND THAT TO THE DEFENDANT, PLEASE. LADIES, GOOD LUCK WITH YOUR RELATIONSHIP. THIS TRANSACTION IS FINISHED. I HOPE THAT YOUR RELATIONSHIP ISN’T AND THAT YOU CAN POSSIBLY BE FRIENDS AGAIN, BUT JUDGMENT FOR THE PLAINTIFF IN THE AMOUNT OF $500, AND ON YOUR COUNTERCLAIM, YOU GET THE TITLE, WHICH SHE HANDED TO YOU. GOOD LUCK. BISNETT: THANK YOU. ANNOUNCER: IF YOU OR SOMEONE YOU KNOW HAS A DISPUTE, DON’T TAKE THE LAW INTO YOUR OWN HANDS. LET JUDGE FAITH RULE ON IT FOR YOU. TO SUBMIT YOUR CASE, GO TO JUDGEFAITH.COM AND TELL US YOUR STORY. SEE YOU IN COURT.

34 thoughts on “Judge Faith – Black Mold/Horse Trailer Hostage (Season 1: Episode #96)

  • Ruthie Martinez Post author

    Nicccccee.๐Ÿ˜‰

  • Jamie8787 Post author

    The judge was really fair. It's ridiculous if she would have lost the trailer over just 500 dollars.

  • btc_real Post author

    1st case- is she pregnant? I thought she's a struggling mother with 5 kids. She has no business with dick for the rest of her life.

  • Twilight Faze Post author

    Yeah, she doesn't wanna be friends anymore because she can't bleed her dry anymore. She was never a friend, just a greed-bucket. Women's grudges last for-goddamn-ever, too, so I don't see any mended fences anytime soon neither.

  • Tanya Corbin Post author

    AM I THE ONLY ONE THAT WANTS THE SHORT BLACK PASTOR TO CLEAR HIS DAMN THROAT. LOL IN JESUS NAME PLEASE

  • drlovie Post author

    The defendant in the last case was so fast to dismiss what the judge was saying, even though it was to her benefit. How ignorant.
    The plaintiff is a greedy witch.

  • Nellie K. Adaba Post author

    Wow, another pastor in court.

  • Cidalia Perez Post author

    2nd case: WOW, the plaintiff really wanted to keep the $12,500. n the Trailer. WOW! She is really upset cuz she's not going to keep both. What a B*tch!! I definitely wouldn't want to be friends with her ever.

  • God's Advocate Post author

    Can't never go against a man of God

  • Verita Tyson Post author

    Nellie K. Adaba, the pastor should have settled the case and paid the woman for the cause of Christ and he had a poor attitude; he was very rude. There is no telling how many people were turned away from being saved because of this pastor. Shame on him. Because the defendant is a pastor, he should have held himself to a higher standard than displaying such childish behavior in court.

  • Rexx Seven Post author

    4:12 – "She came up to my church Sunday, you know HALLELUYERR and all that kinda stuff" LMAO…he is funny!

  • Genghis Khan Post author

    The first 5 minutes of this episdoe sounded like a tyler perry episode of something…with all that luaghing in the background.

  • Melissa Chew Post author

    His voice. I cant!!

  • K v Post author

    He was shaking.. I thought he was gonna cry or pass out

  • Royalty M Post author

    Judge Faith gathered plaintiff #2 and………I love it๐Ÿ˜†

  • AgtFayeLauTookbackNYCwhereismydrink Post author

    i don't know what's wrong with the audience they laugh for no reason smh.

  • inukoko2012 Post author

    Judge Faith audience is soo annoying they laugh at everything in most of her cases. Most of the time itโ€™s not even funny!!

  • kikiwest2001 Post author

    lmaoooo

  • Michelle Cayson Post author

    Another single mother, not wanting to pay up.

  • Jessica C. Solomon Post author

    That woman had the nerve to say "wow". I think she was expecting to keep the title, and the cash that was already paid. she did all that over 500 dollars. What a twat.

  • Kerri T Post author

    Did she really think she was gonna keep the trailer AND get the 500

  • Kerri T Post author

    Oh, AND insurance, girl bye. She isnt a real friend

  • Jean Richard Dukurikizeyezu Post author

    The long lost Doc Riversโ€™ brother has been found! Put lotion on your voice

  • joed596 Post author

    The fake audience gets more and more annoying with each episode . . .

  • yogi B Post author

    Did the Pastor just say…HELLUR? that was HI LA RI OUS!

  • yogi B Post author

    2nd case…It amazes me that when Judge Faith makes her sign over the title for only $500 bucks she no longer wants to be friends ( i bet she didn't see that coming)…how terrible!…you are heartless..she misses or is late on 2 pymts she has paid you MOST of the money yet you wanted to come and collect the trailer..what a great friend you are (NOT)…I am happy it worked out for the defendant !!!!

  • omar bagent Post author

    How you mad you had to turn over title when she paid you what she owed. Plus you brought her to court so you fucked yourself up!!

  • Tina McGinnis Post author

    Iโ€™m pretty sure thereโ€™s a person holding a card letting the crowd know when to clap, laugh, and gasp.

  • Lys Gee Post author

    The lady in red in the second case is pisssssed lol. What an amazing โ€œfriend!โ€โ€” trying to scam that poor lady she pretended was her โ€œfriendโ€ out of close to $10K. What a slimy excuse for a woman. Judge Faith is the bestโ€” always fair, not to mention beautifulโ€” inside and out.

  • Heather Gabriel Post author

    That pastor cracks me up! "HalellujahRRrr…"๐Ÿคฃ๐Ÿคฃ๐Ÿคฃ

  • catbyte 06 Post author

    A court show with a laugh track is off-putting. She's a good judge, but her authority is undermined. Too bad she and the producers allow the audience to make a mockery of the court.

  • ams30393 Post author

    2nd case bravo!!!๐Ÿ‘๐Ÿ‘๐Ÿ‘๐Ÿ‘๐Ÿ‘๐Ÿ‘๐Ÿ‘ Go judge Faith!!!!! I love you judge Faith!

  • Mehrunissah93 Post author

    Judge Faith is extra beautiful here. I wish she would wear this darker shade of hair more often and she looks really good with straight hair.

  • apallo knox Post author

    For those of you that don't know horse people are crazy. Alot of barn witches

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